Built for landlords in Budapest

Get paid on time. Reward the tenants who do it.

Your tenants earn points every time rent arrives on time: 1%, 2% or 3% of the rent, set by you for each tenant according to the risk you see. You pay only for rent that arrived on time, and you see your on-time rate every month. Your leases don't change.

Leases unchanged Read-only bank access Hungarian and English
Illustration
Your portfolio · Budapest
On-time payments by monthlast 6 months
Unit 4A · on time 3 months in a rowUnlocked
Unit 12B · 30 days lateAlert
Photo: Budapest residence or courtyard
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Photo: property manager at work
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Photo: student residence common room
photos/residence.jpg
Photo: residential building facade
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You pay only for rent that arrived on time
Leases and rent roll untouched
Read-only open banking, licensed provider
One monthly invoice, nothing hidden
The problem

Late rent costs you time and cash flow. You already pay to insure against it.

3.1%

of people in the EU were behind on rent or mortgage payments in 2024.

Source: Eurostat
5.3% vs 2%

of leases over a month late in France: self-managed versus professionally managed. Follow-up makes the difference.

Source: Imodirect, October 2025, via MySweetImmo
2.5–5%

of annual rent: the price of rent-guarantee insurance in France. It pays after a default; it doesn't prevent one.

Source: Réassurez-moi
How it works

Set it up once. Dueo runs it every month.

01

Enrol your units

Import your units and rents, and connect the account that receives rent, read-only. Dueo sees incoming transfers and never touches your money.

02

Tenants earn for paying on time

Each on-time rent earns points at the rate you set for that tenant: 1%, 2% or 3% of the rent, higher where you see more risk. They unlock after three on-time months in a row; a late payment before that resets them. Reminders go out before every due date.

03

One invoice, full visibility

Each month: your subscription plus the points that unlocked. Your on-time rate by building and unit, and an alert when a rent is 30 days late.

Try the rule

Click a month to make it late.

Pick your reward rate, then play with the months. Three on-time months unlock the points for good. A late payment before that resets the pending points, and you never pay for them.

Unlocked, billed to you€0
Still pending€0
Reward rate

Example rent: €675 per month, so 1% = €6.75 in points per on-time month.

Why landlords use it

Pay for punctuality, not for promises.

You pay only for rent that arrived on timePoints are billed when they unlock. Late rent costs you nothing in points, and Dueo earns nothing on it.
Your leases stay exactly as they areNo rent reduction written in. Your rent roll, and the value of your building, stay intact.
A rate per tenant, matched to riskEach tenant has their own rate. Put more at stake for a tenant you see as riskier, keep the base rate for a reliable one. You pay it only on rent that arrives on time.
A reason for tenants to stayPoints build up with every on-time month. One avoided vacant month covers years of the programme.
An argument for your listings"Part of your rent comes back to you": a benefit to put in every listing, at the level you decide.
Your dashboardEvery month
On-time rateby portfolio, building, unit
Average days lateby building, unit
Rents over 30 days latelist + alert
Points unlocked and billedby unit
Payments to confirmone click

One invoice a month: your subscription plus the points that unlocked. You never pay for points that a late payment later resets.

Estimate your cost

What Dueo would cost on your portfolio.

Average reward rate across your tenants
Billing
Subscription per month€0
Points earned by tenants per month (average)€0
Share of your monthly rent roll0%
Estimated total per month, excl. VAT€0

Points are billed when they unlock, after three on-time months; this shows the monthly average. Prices: €9.99 per apartment, €4.99 per student room or bed, plus the reward rate you set for each tenant per on-time payment. Rates can differ between tenants: use your average here.

What your tenants can choose

Rewards your tenants will actually use.

Points become gift cards for everyday spending. The catalogue grows with local partners, at no extra cost to you.

SupermarketsEveryday shopping
RestaurantsLocal places and chains
FashionClothing and shoes
ElectronicsTech and home
TravelAirline and hotel points, later
Brand logo 1
Brand logo 2
Brand logo 3
Brand logo 4
Brand logo 5
Brand logo 6

Brands available as gift cards in the Dueo app.

Run a shop or restaurant in Budapest? Become a Dueo partner: tenants spend their points with you, and you pay only when a Dueo customer comes in.

Become a partner
Pricing

One published price. Points at cost.

Apartment€9.99

per unit per month, excl. VAT

or €107.89 a year, paid upfront (10% off)

Student room or bed€4.99

per room or bed per month, excl. VAT

or €53.89 a year, paid upfront

Plus points, only when earned1–3%

of the rent per on-time payment, at the rate you set for each tenant, billed at cost when the points unlock.

A late payment costs you nothing.

What your tenants get

A benefit they notice, at no cost to them.

Free for themNo fee, no credit card, no change to how they pay you.
Gift cards they chooseThey pick the brands, split their balance or save it. Cards live in the Dueo app.
Reminders before the due dateWith the points at stake, so forgetting costs them something.
Their data stays theirsPayment data serves the programme only. Never sold, never shared with partners.
Questions

What landlords ask first.

Does Dueo touch my rent?

No. Rent goes from your tenant to your account as today. Dueo reads incoming transfers through a licensed open-banking provider, read-only.

Is it insurance?

No. Dueo doesn't cover unpaid rent. It works before the due date, insurance after a default; the two can work together.

Who does it work for?

Tenants who can pay but sometimes pay late: forgetting, juggling bills. Points and reminders give them a reason to pay on the due date. It does not help a tenant who cannot pay; your dashboard shows your on-time rate month by month so you can judge the effect yourself.

Can I give different tenants different rates?

Yes. You set the rate per tenant, from 1% to 3%, according to the risk you see in each one. A riskier tenant can have more points at stake; a reliable one can stay on the base rate. You pay each rate only on rent that arrives on time.

What counts as on time?

The full rent reaching your account on or before the due date in the lease, in one or several transfers. A partial payment by the deadline counts as late. If the due date falls on a weekend or a public holiday, the deadline moves to the next working day. There is no grace period after that.

Do points expire?

Unlocked points that your tenant has not turned into a gift card expire 12 months after they unlock; the tenant is reminded in the app 30 days before. You get the value of expired points back as a credit on your next invoice. Each gift card keeps the validity set by the brand that issues it.

What if a tenant pays late?

Their pending points reset and you pay nothing for them. Points already unlocked after three on-time months stay with the tenant.

Can I stop?

Yes, at any time. The stop takes effect at the end of the current month; your tenants' pending points unlock on that date and appear on your final invoice. An annual subscription paid in advance is not refunded; you can keep the programme running until its renewal date instead. The programme sits outside your leases, so stopping it changes nothing in them. Points your tenants already unlocked stay theirs.

Can the price or the rules change?

Rule changes are announced at least 30 days in advance. A price change applies to an annual subscription at its next renewal, and to a monthly subscription, which renews automatically, 30 days after we inform you.

Bring Dueo to your buildings.

Student residences, co-living, property managers and owners of apartment buildings in Budapest. Tell us about your portfolio and we will set it up with you.

Apartment€9.99 / month
Student room or bed€4.99 / month
Points1–3% per tenant, only when earned
Your leasesUnchanged
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